Joe Runza

Joe@DefinedRetirement.com | (440) 429-3031

Joe Runza is a licensed financial professional and federal employee benefits consultant. He focuses on sourcing insurance providers/products that best service clients’ unique circumstances and help prepare them for retirement. As a Fiduciary-minded broker based out of Blairsville, GA, he has been a trusted expert in the financial field since 2013. In addition to retirement and creative insurance planning, his background in a multitude of economic subjects makes him a valuable, well-rounded resource to the clients he serves.

He is the proud father of 5 Children and a loving husband to Nicole. His free time is spent outdoors mountain biking and competitive pistol shooting nationally.

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DEFINED RETIREMENT

Advantages of Working with a Multi-Carrier Agent

We flip the tables on the industry for our client’s best interest.

When you work with our team, we survey all the competitive carriers out there that fit our client’s needs. We put square pegs in square holes. That translates to lower cost of premiums, more benefits for polices owners and opportunity to work with Carriers that are structured as not for profit and reinvest in the community, not annoying commercials or jingles that have no positive impact when you are recovering in the hospital fighting disease or injury.

Call Us At (440) 429-3031

State of Ohio Non-Residential License

State of Georgia Resident Agency License

State of Georgia Resident Agent License

OUR ETHICAL COMMITMENT TO CLIENTS

Proud Member Of NAIFA

Helping my clients protect their assets and establish financial security, independence, and economic freedom for themselves and those they care about is a noble endeavor and deserves my promise to support high standards of integrity, trust, and professionalism throughout my career as an insurance and financial professional. With these principles as a foundation, I freely accept the following obligations:

To help maintain my clients’ confidences and protect their right to privacy.
To work diligently to satisfy the needs of my clients by acting in their best interest.
To present, accurately and honestly, all facts essential to my clients’ financial decisions.
To render timely and proper service to my clients and ultimately their beneficiaries.
To continually enhance professionalism by developing my skills and increasing my knowledge through education.
To obey the letter and spirit of all laws and regulations which govern my profession.
To conduct all business dealings in a manner which would reflect favorably on NAIFA and my profession.
To cooperate with others whose services best promote the interests of my clients.
To protect the financial interests of my clients, their financial products, and my profession through political advocacy.

In July 2024, the NAIFA Board of Trustees approved “Ethics for Financial Professionals,” which maintains the NAIFA Code of Ethics listed above while incorporating the FSP Code of Professional Responsibility. The purpose of this document is to explain, amplify and illustrate the application of the NAIFA Code’s obligations.

Download NAIFA’s Code of Ethics

Learn More About NAIFA

Your Trusted Expert

in the financial field since 2013.

We Survey All Trusted Carriers

giving you lower cost of premiums and more benefits for polices owners.

Well Educated Professionals

making us a valuable, well-rounded resource to our clients.

Individualized Insurance, because no two people are alike.

Defined Retirement

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“No matter what your age or circumstances getting help from a trusted source who truly cares is what matters.” - Joe Runza