DEFINED RETIREMENT

Federal Employee Benefits

As a federal employee, you have access to a range of unique benefits designed to support your financial well-being and provide security for you and your loved ones. These benefits encompass various aspects, including retirement planning, healthcare coverage, and life insurance options. Understanding and maximizing these benefits is essential for ensuring a stable financial future. Our team is here to help you navigate the complexities of federal employee benefits, tailor them to your specific needs, and make informed decisions to safeguard your financial security both now and in the years to come.

Federal Employee Benefits Kit

Our Federal Employee Benefits Protection Kit is built to provide you with the essentials steps and information to ensure your retirement is protected and that you are getting the most out of your benefits! The kit will include the following:

Tax & Contribution Guide
5 Things You Should Consider Before Claiming Social Security
Retirement Income Worksheet
Customized Retirement Analyzer Plan

For federal employees, several financial services are particularly important to consider:

Retirement Planning

Federal employees often have access to retirement plans such as the Federal Employees Retirement System (FERS) or the Civil Service Retirement System (CSRS). Understanding the intricacies of these plans, maximizing contributions, and planning for retirement income are crucial aspects of financial planning.

Thrift Savings Plan (TSP)

TSP is a retirement savings and investment plan available to federal employees and members of the uniformed services. Managing TSP contributions, choosing investment options, and optimizing withdrawals during retirement are key considerations.

Insurance Coverage

Federal employees may have access to various insurance benefits, including health insurance, life insurance, and long-term care insurance. Assessing coverage needs, understanding policy options, and optimizing benefits are important for financial security.

Tax Planning

Understanding how federal employment impacts taxes and maximizing tax-efficient strategies, such as contributions to retirement accounts and tax-advantaged savings plans, can help minimize tax liabilities and maximize savings.

Estate Planning

Creating an estate plan to protect assets, minimize estate taxes, and ensure a smooth transfer of wealth to beneficiaries is essential for federal employees, especially those with substantial assets or complex family situations.

Education Benefits

Federal employees may be eligible for education benefits, such as tuition assistance or student loan forgiveness programs. Understanding available benefits and leveraging them to enhance skills or reduce educational debt can have long-term financial benefits.

Financial Wellness Programs

Participating in financial wellness programs offered by federal agencies can provide valuable resources, tools, and guidance on various financial topics, including budgeting, debt management, and investment planning.

By prioritizing these financial services and working with qualified professionals at Defined Retirement, federal employees can enhance their financial well-being, achieve their goals, and navigate the unique challenges and opportunities associated with federal employment.

Helping you find solutions for your peace of mind.

Customized Insurance Benefit Plans

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DEFINED RETIREMENT

A reputation built on word of mouth, and the belief in morals over money.

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Joe was easy to work with, very knowledgeable, and made my retirement plans become a reality...I highly recommend him for aiding in your retirement planning

Joe did a great job helping me with all my benefit needs. He explained things thoroughly and in ways that I could understand and relate to. He is very knowledge. If you need assistance with any of your retirement benefits... Joe is the best!

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Joe was awesome. Helpful in our decisions on insurance.

Joe is fantastic to work with! He took the time too do a Zoom call (twice) so I could see what options I had! I never felt pressured or uncomfortable like I was being sold something. He is extremely knowledgeable and passionate about his business and his family.

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DEFINED RETIREMENT

Federal Employee Benefits