Customized Insurance Benefit Plans

IFW™ Certified Financial Professional

Dedicated to building lasting relationships with clients through transparency and like mindedness, with a strong focus on sourcing insurance providers that can best service your needs.

DEFINED RETIREMENT

A reputation built on word of mouth, and the belief in morals over money.

Your Trusted Expert

in the financial field since 2013.

We Survey All Trusted Carriers

giving you lower cost of premiums and more benefits for polices owners.

Well Educated Professionals

making us a valuable, well-rounded resource to our clients.

DEFINED RETIREMENT

Trusted Life & Annuity Insurance Carriers

OUR SERVICES

Financial Insurance Plans

Life & Annuity

INSURANCE

At our firm, we specialize in helping individuals like you navigate the world of life insurance and annuities. Life insurance provides invaluable protection for your loved ones, ensuring their financial security in the event of the unexpected. Annuities, on the other hand, offer a reliable source of income during retirement, helping you build a stable financial future. Our team is here to guide you through the process, tailoring solutions to fit your unique needs and goals. Let’s work together to secure your financial well-being and peace of mind.”

Legacy Planning

INSURANCE

Legacy planning goes beyond just managing assets; it’s about ensuring that your values, wishes, and wealth are preserved and passed on to future generations in a meaningful way. Together, we’ll explore strategies to protect and enhance your legacy, whether through estate planning, charitable giving, or other wealth transfer techniques. Our goal is to create a comprehensive legacy plan that reflects your values, maximizes tax efficiency, and provides a lasting impact for your loved ones and the causes you care about. Let’s work together to build a legacy that lasts.”

Federal Employee

BENEFITS

As a federal employee, you have access to a range of unique benefits designed to support your financial well-being and provide security for you and your loved ones. These benefits encompass various aspects, including retirement planning, healthcare coverage, and life insurance options. Understanding and maximizing these benefits is essential for ensuring a stable financial future. Our team is here to help you navigate the complexities of federal employee benefits, tailor them to your specific needs, and make informed decisions to safeguard your financial security both now and in the years to come.

Executive Wealth

MANAGEMENT

Our mission is to empower you to navigate the complexities of wealth management with confidence and clarity. From strategic investment planning to comprehensive financial solutions tailored to your unique goals, our experienced team is dedicated to helping you build, preserve, and grow your wealth effectively. With a commitment to integrity, transparency, and personalized service, we’re here to be your trusted partner on the journey towards financial prosperity. Welcome aboard!

Joe Runza - certified financial insurance professional
PRINCIPAL

Joe Runza

Joe Runza is a licensed financial professional and federal employee benefit’s consultant that specializes in helping clients prepare for retirement. As a Fiduciary minded broker based out of Cleveland OH, he has been a trusted expert in the financial field since 2013.

  • 401K/TSP/IRA ROLLOVER PLANNING
  • SOCIAL SECURITY MAXIMIZATION
  • TAX PLANNING
  • ESTATE PLANNING
  • TAX-FREE INCOME PLANNING
  • TAX-FREE WEALTH TRANSFER
  • BALANCED FINANCIAL PORTFOLIO MANAGEMENT
  • FINAL EXPENSE PLANNING
  • LIFE INSURANCE

“No matter what your age or circumstances getting help from a trusted source who truly cares is what matters.” - Joe Runza

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