DEFINED RETIREMENT

Executive Wealth Team

Welcome to Executive Wealth Management, where your financial aspirations meet personalized strategies for success. Our mission is to empower you to navigate the complexities of wealth management with confidence and clarity. From strategic investment planning to comprehensive financial solutions tailored to your unique goals, our experienced team is dedicated to helping you build, preserve, and grow your wealth effectively. With a commitment to integrity, transparency, and personalized service, we’re here to be your trusted partner on the journey towards financial prosperity. Welcome aboard!

An executive wealth management team typically consists of various financial professionals who collaborate to provide comprehensive financial services tailored to high-net-worth individuals, executives, and business owners. The key members of such a team may include:

Wealth Manager or Financial Advisor

Oversees the overall financial strategy, including investment management, retirement planning, tax optimization, estate planning, and risk management.

Investment Analysts

Conduct research and analysis to identify investment opportunities, manage portfolios, and monitor market trends to optimize investment strategies.

Estate Planning Attorney

Provides legal expertise in structuring estate plans, drafting wills, trusts, and other estate planning documents to minimize taxes, protect assets, and ensure the smooth transfer of wealth to future generations.

Tax Advisor or Certified Public Accountant (CPA)

Offers tax planning strategies, prepares tax returns, and advises on tax-efficient investment strategies to minimize tax liabilities and maximize after-tax returns.

Insurance Specialist

Assesses insurance needs and recommends appropriate insurance solutions, including life insurance, disability insurance, long-term care insurance, and liability insurance, to mitigate risks and protect assets.

Retirement Planning Specialist

Helps clients develop retirement income strategies, including pension planning, Social Security optimization, withdrawal strategies, and long-term financial planning to achieve retirement goals.

Chartered Financial Analyst (CFA)

Provides advanced financial analysis and investment management expertise, conducts in-depth research on investment opportunities, and monitors portfolio performance.

Trust Officer or Estate Administrator

Administers trusts, manages fiduciary responsibilities, and ensures compliance with legal and regulatory requirements related to trust and estate administration.

Private Banker or Relationship Manager

Facilitates banking services, lending solutions, and specialized financial products for high-net-worth clients, such as customized credit facilities, cash management services, and access to exclusive investment opportunities.

Client Service Manager

Coordinates communication and service delivery among team members, ensures client needs are met, and provides ongoing support and assistance with account management and administrative tasks.

By assembling a diverse team of financial professionals with specialized expertise, the executive wealth management team at Defined Retirement can offer comprehensive financial planning and personalized solutions to help clients achieve their financial goals and preserve and grow their wealth over the long term.

Helping you find solutions for your peace of mind.

Customized Insurance Benefit Plans

Dedicated to building lasting relationships with clients through transparency and like mindedness, with a strong focus on sourcing insurance providers that can best service your needs.

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DEFINED RETIREMENT

A reputation built on word of mouth, and the belief in morals over money.

We can't say enough about Joe. He worked painstakingly with us to come up with a plan that made us both happy:). He was patient and explained details in terms that we could make sense of. Showed us smart ways to invest and watch out for our future. Gave us suggestions that ultimately made the choice easy for us. His strong suit is thinking outside the box and making it a good fit all around. Highly recommend.

Joe Runza set up my life insurance needs and is now assisting my new husband, so grateful to have someone I can trust!

Joe is your one stop shop for all your needs in the Life Insurance world. He has great knowledge and experience in the business. Joe got me my wife & son all square away with full term life with living benefits & savings policies. One great thing about Joe is once you're his customer he's a phone call or text away for any questions or need you may have involving your policy or Life changing events you may have happening. 5 ⭐ ⭐ ⭐ ⭐ ⭐ service always. Thanks Joe

Working with Joe to set up insurance that meets our needs has been a great experience. He is knowledgeable in his field and has help our family to make sure our we have the correct coverage we need. I would recommend him for anyone in need of getting coverage.

Working with Joe as my financial planner has been an invaluable experience. His expertise and attention to detail have not only helped me navigate complex financial decisions but also provided me with peace of mind for the future. Joe takes the time to understand my unique financial goals and tailors strategies that align perfectly with my needs. His professionalism, transparency, and dedication make him an exceptional advisor whom I trust wholeheartedly. I highly recommend Joe to anyone seeking expert financial guidance.

Joe is knowledgeable kind and patient. We are so much better off since we’ve started working with him!

In truth, I am not Joe’s client, but I would not hesitate to seek his services. There are people in this world who will always do right by those around them - They call those people neighbors. I have no doubt that Joe goes above and beyond for his clients. 5 stars isn’t enough!

Joe has been an absolute pleasure to work with. He goes above and beyond ! He is a very caring, person, and he will do everything he can to help. Everytime that I have contacted him with questions and or concerns he was very prompt and very helpful. I never had to wait for a response, he is always on top of everything and true to his word! He came out to help my mom and I right after my dad passed and he made it just a pleasant experience during such an awful time! He is the best of the best !

Joe has absolutely been wonderful to work with since I met him. He has helped me with my Life Insurance policy as well as given me information for retirement resources that he provides. Joe has also helped my parents with their retirement needs and life insurance policies. He goes above and beyond for his clients. He is very efficient and gets back to his clients promptly. I highly recommend his services to anyone.

My family and I have worked with Joe for about seven years now. He is very knowledgeable about all the different policies that are offered. He goes above and beyond to make sure you understand the different options. He is down to earth and he would never recommend anything to you that he wouldn’t do for his family. That is a great quality to have.

Define Retirement is a great company. Joe puts needs of his clients in front of everything else. Always looking out for our best interest. As a veteran, I love working with him.

Joe was extremely patient and thorough going through all my financial information. He sat down with me and explained everything and came up with a plan. . . Joe was able to get me life insurance where is other companies had denied me. . . My mind is finally at ease about the future. I highly recommend him and his company.

Joe is dedicated to serving his clients with financial products based on their individual needs and circumstances.

When faced with the question "Have I done enough to retire financially secure enough to live out my dreams?" you find yourself in a very vulnerable place. You want someone who will seek to understand your goals and then create a road map towards the finish line. Joe has both depth and breadth in his knowledge base and a diverse pool of resources to customize a retirement plan unique to you. Most important, his character is what he stands behind which is one of honesty and trustworthiness while having a genuine desire to build out a bright future in retirement years.

Joe is a professional. He identified a gap in insurance coverage that my family had and helped customize a very affordable insurance plan for my wife in the event she was able hurt, sick, or unable to take care of the household. I appreciate Joe and his team's quick and no non-sense approach to insurance and financial planning. I highly recommend working with Joe and can confidently recommend him.

In all my interactions I found Joe Runza to be engaged, prepared, and focused on achieving the optimum outcome. He is also very responsive, timely, and detailed in his communications.

I have been working with Defined Retirement LLC . Since 2014, Joe Runza has helped me with my retirement and life insurance he will always find you the right company to fit in with your best interests and budget. I have also had many friends and family members who have also worked with him.

Joe helps us get a more robust Life insurance plan for our needs currently. He is very knowledgeable in his field and walked us through every step of the process. We greatly appreciated the help and would recommend anyone looking for "life" insurance and excuse my French, not "death" insurance Joe is your man.

Joe with Defined Retirement LLC is knowledgeable, trustworthy and has your best interest at heart. He takes the time to explain what your retirement options are and what your financial future looks like. He listens to your goals and helps you achieve them. As a client, I definitely recommend Defined Retirement LLC for your financial planning!

Joe was easy to work with, very knowledgeable, and made my retirement plans become a reality...I highly recommend him for aiding in your retirement planning

Joe did a great job helping me with all my benefit needs. He explained things thoroughly and in ways that I could understand and relate to. He is very knowledge. If you need assistance with any of your retirement benefits... Joe is the best!

Joe was easy to work with, very knowledgeable, and made my retirement plans become a reality...I highly recommend him for aiding in your retirement planning.

Joe was awesome. Helpful in our decisions on insurance.

Joe is fantastic to work with! He took the time too do a Zoom call (twice) so I could see what options I had! I never felt pressured or uncomfortable like I was being sold something. He is extremely knowledgeable and passionate about his business and his family.

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